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Omni Capital Retail Finance Limited is authorised and regulated by the Financial Conduct Authority (register number 720279).ĭeko is a trading name of Pay4Later Ltd which act as a credit broker and not a lender. Finance is provided through the Deko platform by Omni Capital Retail Finance Limited. Just contact us and we’ll cancel your application and the lender will refund your deposit and let you know of any outstanding balance if applicable.įor any other questions contact us on telephone (01329 834012) or email Russell Drums is authorised and regulated by the Financial Conduct Authority, register number 810839 and act as a credit broker and not a lender. There is no need to contact Deko or your lender.Ī payment plan does not affect our standard refund and returns policy. We can cancel the application on your behalf. If you wish to do this please contact us (your retailer) directly. There is a 14-day cooling off period where you can withdraw from the credit agreement after signing your documents. You have the right to repay all or part of the loan early at any time. This will show on your statement as a payment to your lender. Your first direct debit payment will be taken about a month after you receive your purchase. If you’re not approved for finance it could be for a variety of reasons and the lender will be able to give you more information.

Used tama superstar drums manual#

In a few cases, your application may be referred to a lender for manual assessment and you’ll be notified by email of the credit decision within 24 hours. You then just need to digitally sign your credit agreement, pay your deposit and wait for your order to arrive.

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If approved for finance, Deko will let you know who your lender is and provide you with their full contact details and information. It’s important to know that when applying for finance a hard credit check is made which will be recorded on your credit file. Your application will be assessed based on eligibility, credit history and affordability with Deko advising you of the outcome in just a few seconds (via email). Take a look at our products available with finance and shop now! Finance Decision You’ll then be taken to the application form, which takes just a few minutes to complete. Simply add the products to your basket and select Deko at checkout.

The value of the loan needs to be over £500 and you can choose a deposit of up to 10% of the value of the goods.

We offer a range of interest-free and interest bearing finance options to help you spread the cost of your purchase over 6 to 60 months.

Provide an email address so your documentation can be emailed to you.

Have a good credit history with no late payments, debt relief orders, County Court Judgment (CCJs), Individual Voluntary Arrangement (IVAs) or bankruptcies.

Have a UK bank account capable of accepting Direct Debits.

Are a permanent UK resident and have lived in the UK for at least 3 years.

You're in paid employment or have a regular income (minimum 16 hours per week or £6,000 per annum, unless you are retired and receiving a private / company pension or in receipt of disability allowance).

You will only be considered for finance if you: The quick application form is simple and should take no more than a couple of minutes to complete and you will receive a decision instantly. Once you are at the checkout select the finance option that suits you and choose Deko. Simply add the items you love to your basket. To make it easy we’ve teamed up with Deko whose technology lets you apply for and complete a loan application quickly, easily and informatively. Finance is a great way to spread the cost of your purchase.